Transactional: Real-World Value That Moves With You
Current stablecoins and tokens often promise speed and flexibility — but most fall short when it comes to everyday use. They’re either stuck in apps, trapped in wallets, or limited to niche use cases.
At ProofPay, we designed the Tensor to be inherently Transactional — a digital money unit you can send, receive, or pay with as naturally as handing someone a dollar bill — but with more power, traceability, and control.
What Does “Transactional” Mean?
A Transactional Tensor is a token that isn’t just stored — it’s meant to move. You can:
- Send it to a friend, instantly
- Use it to pay for goods or services
- Fund someone’s account with purpose-attached money
- Receive funds and know exactly where they came from
And it works across borders, systems, and use cases — without crypto complexity.
How People Use It Today
| Use Case | Action |
|---|---|
| Peer-to-peer transfer | Mary sends Sara a Tensor worth $10 USD for splitting lunch |
| Business payout | A company sends a Tensor worth $5,510 to an employee wallet |
| Account funding | Parents load a child’s account with a monthly allowance Tensor |
| Payment at checkout | Tensors used for purchases at participating vendors |
| Refund or reward | Retailer issues programmable refund Tensors to customers |
Built for Both Sides of Every Transaction
Whether you’re sending or receiving, ProofPay handles the critical parts:
- Real-time delivery with finality
- Identity-bound transfers (no anonymous misuse)
- Clear purpose and transaction audit trail
- Optional rules (escrow, restrictions, expiry)
You don’t just move money. You transact with context.
Global-Ready from the Start
Transactional Tensors are:
- Currency-aware: You can send $10 and the receiver gets €9.20, if needed
- Timezone-aware: Supports expiration and delivery timing in different zones
- Network-aware: Works across digital wallets, mobile apps, or embedded platforms
- Recovery-aware: If a mistake happens, reversal and reissue are supported
Every Transfer Leaves a Trail (in a Good Way)
Each Tensor transaction:
- Is logged with full context (sender, receiver, purpose, time)
- Anchored using Merkle proofs for verification
- Is verifiable by all parties (user, platform, regulator)
- Can be reversed under conditions like fraud or error
Bottom Line
The Tensor doesn’t just store value — it moves it where, when, and how it’s needed.
It’s a payment unit that works in the real world — whether you're paying for coffee, reimbursing a coworker, funding a grant, or settling a contract. Always compliant, always controlled, and always ready to move.
Disclaimer
All features, functionalities, and capabilities described above are part of the planned ProofPay platform roadmap. Their availability is subject to approval, licensing, or regulatory clearance from relevant government agencies and financial authorities in the jurisdictions where we operate. Certain features may be limited, delayed, or restricted based on regional compliance requirements. ProofPay reserves the right to modify, defer, or suspend any feature until such approvals are fully obtained.
Platform Features
